Ledger

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Private lending book

Every rupee,
accounted for.

Who owes what, at what rate, since when — and how much interest is waiting today.

Borrowers

Data is stored securely on the server and shared across your devices. Every save is versioned; Export still gives you a downloadable backup.

Add borrower

Name Phone / notes (optional)

Principal (amount lent) Date given

Interest type Interest

Remarks

Interest received

Amount received Received on

Note (optional)

Principal returned

Amount returned Returned on

This is the loan amount coming back — not interest. For percentage loans, interest from the next month is calculated on what is still outstanding.

Note (optional)

Settings

Currency symbol Number format

Interest is a fixed amount for each month — never split by days. Each month’s interest can be received any day of the month it falls due; after that month ends it shows as overdue.